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Norwood Financial Corp (NWFL) — Analysis Summary

Norwood Financial Corp (NWFL) has a market cap of $368.82M with year-over-year revenue growth of +25.9%. Net margin stands at 35.4%. The stock trades at a P/E ratio of 12.8.

Key Takeaways

  • Revenue changed +25.9% year-over-year
  • Net margin of 35.4%
  • P/E ratio of 12.8

Compared to other companies in the STATE COMMERCIAL BANKS sector, NWFL posted revenue growth of +25.9% and trades at a P/E of 12.8.

[XNAS]

Norwood Financial Corp (NWFL)

$33.83

PREVIOUS CLOSE 2026-10-13 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$368.82M
Enterprise Value
$352.63M
P/E Ratio
12.8
Div Yield
3.78%
EV/EBITDA
N/A
Company Profile
About
About Norwood Financial Corp

Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.

Sector

STATE COMMERCIAL BANKS

Employees

281

Headquarters

HONESDALE, PA

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
44
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$289.64M
Total Debt$14.71M
Debt-to-Equity0.05
Cash & Equivalents$30.90M

Cash Flow

Operating Cash Flow$33.02M
Free Cash Flow$29.95M
FCF Margin32.28%
P/FCF Ratio12.31
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.28

Dividend Yield

3.78%

Quarterly
Last Ex-Date: 2026-10-15

Dividend History

2026-10-15
CD$0.3200
2026-07-15
CD$0.3200
2026-04-15
CD$0.3200
2026-01-15
CD$0.3200
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.