Q: Does The Bank of N.T. Butterfield & Son Limited have a moat?

The Bank of N.T. Butterfield & Son Limited (NTB) has a narrow economic moat, suggesting moderate competitive advantages. The company shows some strengths in areas like margin stability or revenue predictability, but may face challenges sustaining above-average returns over the long term.

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Start with valuation multiples like P/E ratio (price-to-earnings) and P/B ratio (price-to-book) to assess if a stock is overvalued or undervalued. Then review profitability metrics like ROE (return on equity), operating margin, and revenue growth to understand company performance.

Question 3

What is DCF valuation and how is it calculated?

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DCF (Discounted Cash Flow) valuation estimates a company's intrinsic value by projecting future cash flows and discounting them to present value using WACC (Weighted Average Cost of Capital). It considers revenue growth, profit margins, and capital requirements to determine fair value.

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Question 6

What is The Bank of N.T. Butterfield & Son Limited's fair value?

Accepted Answer

DeepViews computes The Bank of N.T. Butterfield & Son Limited (NTB) composite fair value at $61.80 using 5 independent models: DCF, P/E Relative, EV/EBITDA, Graham Number, and DDM. Current trading price: $56.46. Data sourced from SEC EDGAR and Polygon.io.

Question 7

Does The Bank of N.T. Butterfield & Son Limited have a moat?

Accepted Answer

The Bank of N.T. Butterfield & Son Limited (NTB) — Analysis Summary

The Bank of N.T. Butterfield & Son Limited (NTB) has a market cap of $2.24B with year-over-year revenue growth of +3.7%. Net margin stands at 63.7%. The stock trades at a P/E ratio of 9.6.

Key Takeaways

Revenue changed +3.7% year-over-year
Net margin of 63.7%
P/E ratio of 9.6

Compared with its sector, NTB posted revenue growth of +3.7% and trades at a P/E of 9.6.