NBT Bancorp Inc (NBTB) — Analysis Summary
NBT Bancorp Inc (NBTB) has a market cap of $2.71B with year-over-year revenue growth of +25.3%. Net margin stands at 33.7%. The stock trades at a P/E ratio of 12.7.
Key Takeaways
- Revenue changed +25.3% year-over-year
- Net margin of 33.7%
- P/E ratio of 12.7
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, NBTB posted revenue growth of +25.3% and trades at a P/E of 12.7.
NBT Bancorp Inc (NBTB)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
Sector
NATIONAL COMMERCIAL BANKS
Employees
2,303
Headquarters
NORWICH, NY
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.60
Dividend Yield
3.07%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.