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Lloyds Banking Group PLC (LYG) — Analysis Summary

Lloyds Banking Group PLC (LYG) has a market cap of $85.74B with year-over-year revenue growth of -41.5%. Net margin stands at 24.5%. The stock trades at a P/E ratio of 13.7.

Key Takeaways

  • Revenue changed -41.5% year-over-year
  • Net margin of 24.5%
  • P/E ratio of 13.7

Compared with its sector, LYG posted revenue growth of -41.5% and trades at a P/E of 13.7.

[XNYS]

Lloyds Banking Group PLC (LYG)

$5.92

UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$85.74B
Enterprise Value
$4148.15M
P/E Ratio
13.7
Div Yield
2.84%
EV/EBITDA
0.1
Company Profile
About
About Lloyds Banking Group PLC

Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of its loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.

Employees

60,061

Exchange

XNYS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
32
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$64.46B
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$81.59B

Cash Flow

Operating Cash Flow$7526.44M
Free Cash Flow$831.72M
FCF Margin3.24%
P/FCF Ratio103.09
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$0.17

Dividend Yield

2.84%

Semi-Annual
Last Ex-Date: 2026-08-10

Dividend History

2026-08-10
CD$0.0840
2026-04-10
CD$0.1301
2025-08-04
CD$0.0660
2025-04-11
CD$0.1123
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.