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Lakeland Financial Corp (LKFN) — Analysis Summary

Lakeland Financial Corp (LKFN) has a market cap of $1.42B with year-over-year revenue growth of +12.4%. Net margin stands at 46.8%. The stock trades at a P/E ratio of 12.8.

Key Takeaways

  • Revenue changed +12.4% year-over-year
  • Net margin of 46.8%
  • P/E ratio of 12.8

Compared to other companies in the STATE COMMERCIAL BANKS sector, LKFN posted revenue growth of +12.4% and trades at a P/E of 12.8.

[XNAS]

Lakeland Financial Corp (LKFN)

$57.24

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$1422.86M
Enterprise Value
$1353.00M
P/E Ratio
12.8
Div Yield
3.63%
EV/EBITDA
4.7
Company Profile
About
About Lakeland Financial Corp

Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.

Sector

STATE COMMERCIAL BANKS

Employees

701

Headquarters

WARSAW, IN

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
35
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

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Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$773.37M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$69.86M

Cash Flow

Operating Cash Flow$128.83M
Free Cash Flow$111.66M
FCF Margin48.90%
P/FCF Ratio12.74
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$2.08

Dividend Yield

3.63%

Quarterly
Last Ex-Date: 2026-07-24

Dividend History

2026-07-24
CD$0.5200
2026-04-24
CD$0.5200
2026-01-23
CD$0.5200
2025-10-24
CD$0.5000
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.