Hanmi Financial Corp (HAFC) — Analysis Summary
Hanmi Financial Corp (HAFC) has a market cap of $921.50M with year-over-year revenue growth of +15.3%. Net margin stands at 28.2%. The stock trades at a P/E ratio of 10.3.
Key Takeaways
- Revenue changed +15.3% year-over-year
- Net margin of 28.2%
- P/E ratio of 10.3
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, HAFC posted revenue growth of +15.3% and trades at a P/E of 10.3.
Hanmi Financial Corp (HAFC)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.5x — earnings do not cover interest payments
Operating margin (31.2%) exceeds gross margin (0.0%) — check for other operating income or data classification issues
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
Sector
NATIONAL COMMERCIAL BANKS
Employees
610
Headquarters
LOS ANGELES, CA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.12
Dividend Yield
3.60%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.