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German American Bancorp, Inc. (GABC) — Analysis Summary

German American Bancorp, Inc. (GABC) has a market cap of $1.83B with year-over-year revenue growth of +37.8%. Net margin stands at 23.1%. The stock trades at a P/E ratio of 12.9.

Key Takeaways

  • Revenue changed +37.8% year-over-year
  • Net margin of 23.1%
  • P/E ratio of 12.9

Compared to other companies in the STATE COMMERCIAL BANKS sector, GABC posted revenue growth of +37.8% and trades at a P/E of 12.9.

[XNAS]

German American Bancorp, Inc. (GABC)

$48.82

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$1834.60M
Enterprise Value
$1754.95M
P/E Ratio
12.9
Div Yield
2.54%
EV/EBITDA
8.5
Company Profile
About
About German American Bancorp, Inc.

German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.

Sector

STATE COMMERCIAL BANKS

Employees

984

Headquarters

JASPER, IN

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
43
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$1211.56M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$79.65M

Cash Flow

Operating Cash Flow$189.63M
Free Cash Flow$182.40M
FCF Margin36.26%
P/FCF Ratio10.06
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.24

Dividend Yield

2.54%

Quarterly
Last Ex-Date: 2026-08-10

Dividend History

2026-08-10
CD$0.3100
2026-05-08
CD$0.3100
2026-02-10
CD$0.3100
2025-11-10
CD$0.2900
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.