German American Bancorp, Inc. (GABC) — Analysis Summary
German American Bancorp, Inc. (GABC) has a market cap of $1.77B with year-over-year revenue growth of +54.3%. Net margin stands at 38.3%. The stock trades at a P/E ratio of 13.1.
Key Takeaways
- Revenue changed +54.3% year-over-year
- Net margin of 38.3%
- P/E ratio of 13.1
Compared to other companies in the STATE COMMERCIAL BANKS sector, GABC posted revenue growth of +54.3% and trades at a P/E of 13.1.
German American Bancorp, Inc. (GABC)
UPDATED — ET · SOURCE POLYGON
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Gross margin at 96.6% — verify: very few businesses sustain >90% gross margin outside pure software/IP
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
Sector
STATE COMMERCIAL BANKS
Employees
984
Headquarters
JASPER, IN
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.24
Dividend Yield
2.63%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.