Skip to content
DeepViews

First United Corp (FUNC) — Analysis Summary

First United Corp (FUNC) has a market cap of $285.00M with year-over-year revenue growth of +13.6%. Net margin stands at 36.0%. The stock trades at a P/E ratio of 11.4.

Key Takeaways

  • Revenue changed +13.6% year-over-year
  • Net margin of 36.0%
  • P/E ratio of 11.4

Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, FUNC posted revenue growth of +13.6% and trades at a P/E of 11.4.

[XNAS]

First United Corp (FUNC)

$44.16

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$285.00M
Enterprise Value
$300.97M
P/E Ratio
11.4
Div Yield
2.54%
EV/EBITDA
N/A
Company Profile
About
About First United Corp

First United Corp is active in the financial services domain. The scope of its offering includes checking, savings, money market deposit accounts and certificates of deposit, business loans, personal loans, mortgage loans and lines of credit extended to both individuals and businesses. The bank also provides residential real estate construction loans to builders and individuals for single-family dwellings. The company's reportable operating segments include community banking and wealth management. The company generates the majority of its revenue from the Community Banking segment, which is engaged in delivering financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers.

Sector

NATIONAL COMMERCIAL BANKS

Employees

343

Headquarters

OAKLAND, MD

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
37
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$212.37M
Total Debt$100.16M
Debt-to-Equity0.47
Cash & Equivalents$84.19M

Cash Flow

Operating Cash Flow$30.14M
Free Cash Flow$25.99M
FCF Margin36.07%
P/FCF Ratio10.97
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.12

Dividend Yield

2.54%

Quarterly
Last Ex-Date: 2026-10-19

Dividend History

2026-10-19
CD$0.2800
2026-07-20
CD$0.2600
2026-04-17
CD$0.2600
2026-01-16
CD$0.2600
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.