First Northern Community Bancorp Common stock (FNRN) — Analysis Summary
First Northern Community Bancorp Common stock (FNRN) has a market cap of $273.47M with year-over-year revenue growth of +4.8%. Net margin stands at 31.3%. The stock trades at a P/E ratio of 12.1.
Key Takeaways
- Revenue changed +4.8% year-over-year
- Net margin of 31.3%
- P/E ratio of 12.1
Compared to other companies in the SAVINGS INSTITUTION, FEDERALLY CHARTERED sector, FNRN posted revenue growth of +4.8% and trades at a P/E of 12.1.
First Northern Community Bancorp Common stock (FNRN)
PREVIOUS CLOSE 2026-10-13 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans, and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates the majority of its revenue by providing various products and services to small and medium-sized businesses and individuals. including accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate-related loans.
Sector
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Employees
204
Headquarters
DIXON, CA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.