Skip to content
DeepViews

First Financial Bancorp (FFBC) — Analysis Summary

First Financial Bancorp (FFBC) has a market cap of $3.27B with year-over-year revenue growth of +4.9%. Net margin stands at 39.8%. The stock trades at a P/E ratio of 11.5.

Key Takeaways

  • Revenue changed +4.9% year-over-year
  • Net margin of 39.8%
  • P/E ratio of 11.5

Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, FFBC posted revenue growth of +4.9% and trades at a P/E of 11.5.

[XNAS]

First Financial Bancorp (FFBC)

$31.11

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$3271.74M
Enterprise Value
$4057.46M
P/E Ratio
11.5
Div Yield
3.34%
EV/EBITDA
5.3
Company Profile
About
About First Financial Bancorp

First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.

Sector

NATIONAL COMMERCIAL BANKS

Employees

2,199

Headquarters

CINCINNATI, OH

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
37
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$2987.49M
Total Debt$992.08M
Debt-to-Equity0.33
Cash & Equivalents$206.36M

Cash Flow

Operating Cash Flow$792.28M
Free Cash Flow$756.43M
FCF Margin105.87%
P/FCF Ratio4.33
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.04

Dividend Yield

3.34%

Quarterly
Last Ex-Date: 2026-09-01

Dividend History

2026-09-01
CD$0.2600
2026-06-01
CD$0.2500
2026-03-02
CD$0.2500
2025-12-01
CD$0.2500
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.