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First Capital Inc (FCAP) β€” Analysis Summary

First Capital Inc (FCAP) has a market cap of $210.38M with year-over-year revenue growth of +1.6%. Net margin stands at 228.3%. The stock trades at a P/E ratio of 11.4.

Key Takeaways

  • Revenue changed +1.6% year-over-year
  • Net margin of 228.3%
  • P/E ratio of 11.4

Compared to other companies in the SAVINGS INSTITUTION, FEDERALLY CHARTERED sector, FCAP posted revenue growth of +1.6% and trades at a P/E of 11.4.

[XNAS]

First Capital Inc (FCAP)

$62.90

PREVIOUS CLOSE 2026-10-12 Β· MARKET DATA POLYGON Β· FINANCIALS SEC EDGAR

Market Cap
$210.38M
Enterprise Value
$60.56M
P/E Ratio
11.4
Div Yield
2.03%
EV/EBITDA
1.6
Company Profile
About
About First Capital Inc

First Capital Inc is an Indiana chartered commercial bank that provides a variety of banking services to individuals and businesses. It provides retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. The bank's primary source of revenue is real estate mortgage loans.

Sector

SAVINGS INSTITUTION, FEDERALLY CHARTERED

Employees

216

Headquarters

CORYDON, IN

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
53
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$142.62M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$149.81M

Cash Flow

Operating Cash Flow$23.77M
Free Cash Flow$21.71M
FCF Margin297.51%
P/FCF Ratio9.69
Source: Polygon.io Β· SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.28

Dividend Yield

2.03%

Quarterly
Last Ex-Date: 2026-09-11

Dividend History

2026-09-11
CD$0.3200
2026-06-12
CD$0.3100
2026-03-13
CD$0.3100
2025-12-12
CD$0.3100
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.

First Capital Inc (FCAP) β€” Fair Value, DCF, Moat Analysis β€” P/E 11.4x, $210M | DeepViews