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First Bancorp/NC (FBNC) — Analysis Summary

First Bancorp/NC (FBNC) has a market cap of $2.47B with year-over-year revenue growth of -3.6%. Net margin stands at 164.2%. The stock trades at a P/E ratio of 18.5.

Key Takeaways

  • Revenue changed -3.6% year-over-year
  • Net margin of 164.2%
  • P/E ratio of 18.5

Compared to other companies in the STATE COMMERCIAL BANKS sector, FBNC posted revenue growth of -3.6% and trades at a P/E of 18.5.

[XNAS]

First Bancorp/NC (FBNC)

$59.57

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$2466.15M
Enterprise Value
$2412.45M
P/E Ratio
18.5
Div Yield
1.61%
EV/EBITDA
13.6
Company Profile
About
About First Bancorp/NC

First Bancorp is a bank holding company. The company is engaged in providing commercial and consumer banking services, mortgage lending, SBA lending, accounts receivable financing, and investment advisory services.

Sector

STATE COMMERCIAL BANKS

Employees

1,374

Headquarters

SOUTHERN PINES, NC

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
40
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$1716.46M
Total Debt$74.72M
Debt-to-Equity0.04
Cash & Equivalents$128.42M

Cash Flow

Operating Cash Flow$232.50M
Free Cash Flow$226.98M
FCF Margin235.34%
P/FCF Ratio10.87
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$0.96

Dividend Yield

1.61%

Quarterly
Last Ex-Date: 2026-09-30

Dividend History

2026-09-30
CD$0.2400
2026-06-30
CD$0.2400
2026-03-31
CD$0.2400
2025-12-31
CD$0.2300
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.