First Bancorp/NC (FBNC) — Analysis Summary
First Bancorp/NC (FBNC) has a market cap of $2.66B with year-over-year revenue growth of +19.9%. Net margin stands at 27.9%. The stock trades at a P/E ratio of 21.9.
Key Takeaways
- Revenue changed +19.9% year-over-year
- Net margin of 27.9%
- P/E ratio of 21.9
Compared to other companies in the STATE COMMERCIAL BANKS sector, FBNC posted revenue growth of +19.9% and trades at a P/E of 21.9.
First Bancorp/NC (FBNC)
UPDATED — ET · SOURCE POLYGON
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Gross margin at 98.5% — verify: very few businesses sustain >90% gross margin outside pure software/IP
First Bancorp is a bank holding company. The company is engaged in providing commercial and consumer banking services, mortgage lending, SBA lending, accounts receivable financing, and investment advisory services.
Sector
STATE COMMERCIAL BANKS
Employees
1,374
Headquarters
SOUTHERN PINES, NC
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.96
Dividend Yield
1.50%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.