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Community Trust Bancorp Inc (CTBI) — Analysis Summary

Community Trust Bancorp Inc (CTBI) has a market cap of $1.36B with year-over-year revenue growth of +17.7%. Net margin stands at 44.8%. The stock trades at a P/E ratio of 12.6.

Key Takeaways

  • Revenue changed +17.7% year-over-year
  • Net margin of 44.8%
  • P/E ratio of 12.6

Compared to other companies in the STATE COMMERCIAL BANKS sector, CTBI posted revenue growth of +17.7% and trades at a P/E of 12.6.

[XNAS]

Community Trust Bancorp Inc (CTBI)

$74.63

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$1355.87M
Enterprise Value
$1292.06M
P/E Ratio
12.6
Div Yield
0.00%
EV/EBITDA
4.8
Company Profile
About
About Community Trust Bancorp Inc

Community Trust Bancorp Inc is a bank holding company. The Bank owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, north-eastern, central, and south-central Kentucky, southern West Virginia, and north-eastern Tennessee. Through its subsidiaries, the Bank is engaged in commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The company operates in one reportable segment: community banking services.

Sector

STATE COMMERCIAL BANKS

Employees

930

Headquarters

PIKEVILLE, KY

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
39
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$891.83M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$63.81M

Cash Flow

Operating Cash Flow$136.05M
Free Cash Flow$130.31M
FCF Margin55.84%
P/FCF Ratio10.41
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

N/A

Dividend Yield

N/A

Last Ex-Date: 2026-09-15

Dividend History

2026-09-15
SC$0.0600
2026-09-15
CD$0.6500
2026-06-15
CD$0.5300
2026-03-13
CD$0.5300
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.