Chemung Financial Corp (CHMG) — Analysis Summary
Chemung Financial Corp (CHMG) has a market cap of $390.06M with year-over-year revenue growth of +17.7%. Net margin stands at 17.3%. The stock trades at a P/E ratio of 11.6.
Key Takeaways
- Revenue changed +17.7% year-over-year
- Net margin of 17.3%
- P/E ratio of 11.6
Compared to other companies in the STATE COMMERCIAL BANKS sector, CHMG posted revenue growth of +17.7% and trades at a P/E of 11.6.
Chemung Financial Corp (CHMG)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others. The company's reportable segments are Core Banking, Wealth Management (WMG) services, and Holding company and CFS. Maximum revenue is generated from the Core Banking segment, which derives revenue by attracting deposits from the general public and using such funds to originate different types of loans, and to invest in securities. The Wealth Management (WMG) services segment provides trust and investment advisory services to clients.
Sector
STATE COMMERCIAL BANKS
Employees
348
Headquarters
ELMIRA, NY
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.44
Dividend Yield
1.78%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.