AmeriServ Financial Inc (ASRV) — Analysis Summary
AmeriServ Financial Inc (ASRV) has a market cap of $70.80M with year-over-year revenue growth of +14.6%. Net margin stands at 51.3%. The stock trades at a P/E ratio of 8.3.
Key Takeaways
- Revenue changed +14.6% year-over-year
- Net margin of 51.3%
- P/E ratio of 8.3
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, ASRV posted revenue growth of +14.6% and trades at a P/E of 8.3.
AmeriServ Financial Inc (ASRV)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Revenue fell 100.0% vs the prior period.
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Sector
NATIONAL COMMERCIAL BANKS
Employees
298
Headquarters
JOHNSTOWN, PA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.12
Dividend Yield
2.88%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.